Please read this.
These are the terms and conditions on which we do business. By having an account with Safe Harbor Capital Management LLC d/b/a Harbor Wealth, you agree to accept and be bound by these terms and conditions. If you do not agree you may opt out by simply notifying us. These terms are subject to change and you agree to review them regularly. They are provided to you upon request at any time and are included with each of your account statements as well as at our website at www.harborwealthusa.com.
Investing is not for everyone. It involves risk and the possibility of loss. Risk averse persons should seek other options.
You agree that your investment objective is long-term growth of capital. You agree that your investment time frame is three years or more. Your risk tolerance is moderate to aggressive. Investors with moderate to aggressive risk tolerance can withstand a decrease in account value of thirty percent or more and can wait for a market recovery.
You agree to promptly inform us of any changes in your investment objective, risk tolerance, or time frame.
You acknowledge that investing involves risk and the possibility of loss. You accept such risk and any potential losses. You agree that Harbor Wealth is not liable for any market losses. You understand that past results do not guarantee future results.
Harbor Wealth does not make any promises or guarantees of any performance, actions, or outcomes of any kind. The word "Safe" in this firm's name does not imply that investing with us is without risk. You agree that Harbor Wealth is not liable for damages due to errors, omissions, negligence or changes in market value.
You accept that Harbor Wealth’s portfolio is non-diversified and may be concentrated in certain industries, sectors or asset classes. Non-diversified portfolios can involve higher risk.
You authorize Harbor Wealth to act with full discretionary authority to buy and sell investments on your behalf. We do not accept client restrictions or instructions on investments.
You have the right to terminate your account(s) at any time for any reason. We the right to terminate any account(s) at any time for any reason.
We only solicit business in states or jurisdictions where we are licensed to do so or are exempted from registration requirements. Investors in states or jurisdictions where we are not registered are free to approach and engage us on an unsolicited basis.
We are not a tax expert and do not give tax advice. You agree to obtain tax advice from a qualified tax professional. Our investment strategies are not designed to be tax efficient. We are not a legal expert and do not give legal advice. You agree to obtain legal advice from a qualified legal expert.
All published content provided by Harbor Wealth is for informational purposes only. Published content is not intended to be investment advice, solicitation, or representation of any investment outcomes. It is not meant to be a representation of future performance of any investment or actual account(s).
We do not accept instructions through email or voicemail. We only accept such instructions through live or signed written communication.
All information and ideas should be discussed in detail with us prior to implementation. All material presented by us is believed to be from reliable sources. We rely on third party sources and are not responsible for its accuracy.
Call 612-234-7233 if you have any questions, concerns, or wish to opt out.